Zorro uses a financial platform called Echo to issue Zorro Pay cards. We set up a "For Benefit Of" (FBO) account and draw your premium totals into this account. The ACH agreement you signed as part of your setup will be used to complete the setup process.
It's important to note that Zorro is neither a signatory nor the owner of the account, and we never have access to the funds. The account is fully owned by your company, and all funds within it remain under your control. Zorro's role is simply to assist in allocating the funds from this account to employee virtual cards, which are then configured for the specified carriers and premium amounts.